Ardhi Sacco Society Limited, established on October 5, 1971, has been a cornerstone in Kenya’s financial landscape, evolving to meet the dynamic needs of its members. Originally operating at Jogoo House (B), the Sacco relocated to the Survey Field Headquarters in Ruaraka, Nairobi, along the Thika Superhighway, to accommodate its growth.
With a commitment to leveraging technology for enhanced service delivery, Ardhi Sacco introduced innovative solutions like the Pesa Pepe mobile banking platform, providing members with convenient access to financial services.
Ardhi Sacco’s Mobile Banking Platform: Pesa Pepe
In today’s fast-paced world, accessibility and convenience are paramount. Recognizing this, Ardhi Sacco launched Pesa Pepe, a mobile banking platform that allows members to conduct financial transactions remotely using their mobile devices anytime, anywhere. This initiative underscores the Sacco’s dedication to making financial services more accessible to its members.
Key Features of Pesa Pepe
Pesa Pepe offers a suite of services designed to cater to the diverse needs of Ardhi Sacco members:
- Balance Enquiry: Members can check balances for all products, including loans, shares, and savings.
- Funds Transfer: Seamlessly transfer money from FOSA accounts to M-Pesa.
- Airtime Purchase: Buy airtime directly from your account.
- Mobile Loans: Access short-term loans with ease.
- Payments: Facilitate payments for loans, deposits, and savings.
- Information Access: Retrieve details on loans guaranteed, next of kin, loan status, savings, and loan balances.
How to Register for Pesa Pepe
To harness the benefits of Pesa Pepe, members need to register their Safaricom M-Pesa line by completing the Pesa Pepe application form available on the Ardhi Sacco website.
Accessing Pesa Pepe Services
Once registered, accessing Pesa Pepe is straightforward:
- Dial the USSD code *879# on your registered mobile phone.
- Select your preferred service from the Pesa Pepe mobile menu.
This USSD-based service is designed to be compatible with any mobile phone, ensuring broad accessibility.
Ardhi Sacco Paybill Services
To further enhance financial transactions, Ardhi Sacco offers Paybill services:
- Paybill Number: 305750
Members can use this Paybill number to make remittances, ensuring timely and secure payments.
M-Pepe Loan: Quick Access to Short-Term Credit
Understanding the need for swift financial solutions, Ardhi Sacco introduced the M-Pepe Loan:
- Loan Amount: Up to Ksh.5,000 for starters
- Repayment Period: One month
- Eligibility: Active FOSA customers
- Security: Shares and salary
This product is tailored for members seeking short-term financial assistance.
Security Measures and Member Responsibilities
While Pesa Pepe offers convenience, members are advised to:
- Keep their Mobile Banking Personal Identification Number (PIN) confidential.
- Ensure their SIM card and mobile phone are secure.
Adherence to these measures safeguards against unauthorized access.
Ardhi Sacco’s Commitment to Technological Advancement
Ardhi Sacco’s investment in platforms like Pesa Pepe reflects its commitment to integrating technology in service delivery, ensuring members have efficient access to financial services.
