The Ziidi Money Market Fund (MMF) allows M-PESA customers in Kenya to invest from as low as KES 100 and earn competitive daily interest. Designed for convenience, liquidity, and security, Ziidi MMF enables users to grow their money directly from their M-PESA account with instant access to funds.
Ziidi Money Market Fund Overview
The Ziidi MMF is a low-risk money market fund tailored for short-term investment. The fund primarily invests in money market instruments, offering liquidity, safety, and competitive returns for M-PESA users.
Key Features:
- Minimum Investment: KES 100
- No Maximum Transaction Limit: Subject to M-PESA daily limits
- Daily Interest: Earned automatically on invested funds
- Transaction Fees: Zero transaction and maintenance fees
- Access: Real-time withdrawals to M-PESA
- Security: Investment secured via M-PESA PIN
Benefits of Ziidi MMF:
- Easy Sign-Up: Start investing directly from your mobile phone with no paperwork required
- Secure: Transactions protected by your M-PESA PIN
- Competitive Interest: Make idle M-PESA funds work with daily interest
- Easy Access: Withdraw funds anytime, instantly, with no waiting period
- Transparency: Track daily earnings for better financial planning
How to Access Ziidi Money Market Fund
Investors can access Ziidi MMF using either the M-PESA App or the USSD *334# code, making it available on both smartphones and feature phones.
M-PESA App Access:
- Download the M-PESA App from your app store
- Log in to the App
- Go to Financial Services
- Tap the Ziidi icon to start investing
*USSD Access (334#):
- Dial *334# on your mobile phone
- Select Financial Services
- Select Ziidi to begin your investment journey
How to Apply and Fund Your Ziidi MMF Account
Step 1: Open Your Account
- As an M-PESA registered customer, you can immediately sign up via the app or USSD. No paperwork is required.
Step 2: Fund Your Investment
- Transfer funds directly from your M-PESA wallet to Ziidi MMF.
- Investment reflects instantly in your Ziidi account.
Step 3: Track and Withdraw Funds
- View daily earnings directly in your M-PESA app or USSD session.
- Withdraw anytime; funds are instantly available in your M-PESA wallet.
- There are no limits on the number of withdrawals per day, subject to M-PESA limits.
Key Takeaways
- Start investing in Ziidi MMF from as low as KES 100
- Earn daily competitive interest with zero transaction or maintenance fees
- Access your investment instantly via M-PESA app or USSD *334#
- Safe, low-risk, and convenient for all M-PESA users