This article provides an in-depth look into the membership eligibility and requirements for GDC Sacco, formerly known as Githunguri Dairy and Community Sacco. As one of Kenya’s rapidly growing deposit-taking Saccos, GDC Sacco has grown into a reliable financial institution, with its headquarters in Githunguri Town. The Sacco was officially established in 2003, initially offering Back Office Service Activity (BOSA) services. It expanded its operations in 2006 by launching Front Office Service Activity (FOSA) services. Today, GDC Sacco has an asset base exceeding Ksh 4.25 billion, positioning it as one of Kenya’s largest deposit-taking Saccos.
GDC Sacco Membership Eligibility
GDC Sacco is open to any Kenyan citizen. The membership categories available include:
- Individual Membership
- Joint Membership
- Group Membership
- Diaspora Membership
This inclusivity ensures that a wide range of Kenyans, whether based locally or abroad, have the opportunity to benefit from the Sacco’s financial services.
GDC Sacco Membership Requirements
Depending on the type of membership you wish to open, the following requirements need to be fulfilled:
1. Individual Account
For individuals who wish to join GDC Sacco, the following are required:
- Complete the personal account application form, which can be downloaded from the Sacco’s website or obtained from any of its branches.
- Provide a copy of your National Identity Card (ID) or a valid Kenyan passport.
- Submit a coloured passport-size photograph.
- Pay a registration fee of Kshs 500.
2. Joint Account
If two or more individuals wish to open a joint account with GDC Sacco, they need to meet the following requirements:
- Complete the joint account application form, available for download on the Sacco’s website.
- Provide copies of National IDs or valid Kenyan passports for all the applicants.
- Submit coloured passport-size photographs for all applicants.
3. Group Account
Group accounts are ideal for welfare groups, corporates, schools, hospitals, churches, and other institutions. To open a group account, the following is required:
- Complete the group account application form.
- Provide minutes of the group’s meeting, which show the resolution to join GDC Sacco.
- Attach the group’s constitution.
- Submit copies of IDs, passports, or photos of the authorized signatories.
- Attach a copy of the group’s registration certificate.
4. Diaspora Membership
GDC Sacco recognizes the importance of the Kenyan diaspora and offers a membership package tailored to Kenyans living abroad. To join as a diaspora member, the following is required:
- Dully filled account opening form.
- Provide a copy of ID or Passport.
- Attach a copy of the KRA PIN certificate.
- Submit a passport-size photograph.
- Complete Know Your Customer (KYC) requirements, including being introduced by an existing Sacco member.
GDC Sacco Contacts
For more information or inquiries about membership, you can reach out to GDC Sacco through the following contacts:
- Head Office: GDC Sacco Plaza, Opposite Main Market, Githunguri Town.
- Phone: 0723 400 611 / 020 201 5366
With a strong foundation and years of service to the community, GDC Sacco continues to offer reliable financial services to Kenyans, providing an opportunity for members to save and access credit in a sustainable and secure manner. Whether you’re an individual, group, or diaspora member, GDC Sacco provides tailored services to meet your financial needs.
