Afya Sacco, one of Kenya’s leading deposit-taking SACCOs, has been a cornerstone in financial services for health sector professionals since its establishment in 1971. With a remarkable asset base exceeding Ksh 20.94 billion, it ranks as the fifth-largest SACCO in Kenya. Boasting over 38,000 members nationwide, Afya Sacco offers various financial products tailored to meet the needs of both individuals and groups. This article provides a comprehensive overview of Afya Sacco branches across the country and their contact information.
Afya Sacco Products
Savings & Loan Products
- Group Savings Account
Designed for groups, this account requires members to submit essential documents such as national ID copies, passport photos, registration certificates, and the group’s constitution. The account requires an opening balance of Ksh 3,000 and a membership fee of Ksh 2,000. - Personal Savings Account
For individuals, this account requires an opening balance of Ksh 1,000 and a membership fee of Ksh 1,000. Fixed deposits offer negotiable interest rates. - Amsha Savings Account
Tailored for medical practitioners, this account features an opening balance of Ksh 5,000, no minimum balance, an ATM Visa card, and monthly statements. - Ukulima/Biashara Savings Account
This account is ideal for those in agriculture, offering loan facilities for business and farming activities like livestock, poultry, and crop production. - Sharia Compliant Account
A non-interest-bearing account where transaction fees or commissions apply. - School Fees/Education Account
This account offers school fee loans with attractive features, such as a Ksh 500 commission on more than three withdrawals in a year.
Loan Products
- Amsha-Huduma Loan
Targeted at healthcare professionals and institutions, this loan covers medical equipment, infrastructure, and working capital. Key requirements include opening an Amsha-Afya Savings Account and having a minimum of two years running a healthcare business. - Business Loans
Ranging from Ksh 100,000 to 5,000,000, these loans cater to small and micro-business owners, offering flexible security options. - Elimu Loan
This loan product assists employees in furthering their education, with loan repayments done through salary check-offs. - Group Business Loan
Loans from Ksh 5,000 to 5,000,000 are offered to groups, with a flexible repayment period and a guarantee from group members. - Asset Financing Loan
Provides financing for assets and equipment, with flexible security and repayment terms. - Household Loan
This loan is available to members for purchasing household items, with a repayment period ranging from 12 to 24 months.
FOSA Services
Afya Sacco also offers Front Office Service Activity (FOSA), which includes banking services like savings accounts, salary processing, bankers’ cheques, and ATM services. Through M-Sacco, members can access mobile financial services, offering greater convenience.
List of Afya Sacco Branches in Kenya and Contacts
- Afya Sacco Head Office
Location: Afya Centre, 5th Floor, Tom Mboya Street, Nairobi
Contacts: +254 20 2223959, +254 2223970
Email: fosaanrb@afyasacco.com, customercare@afyasacco.com - Nairobi – KNH Branch
Location: Kenyatta National Hospital
Phone: 2738461 / 2732867
Email: fosaknh@afyasacco.com - Nakuru Level 6 Hospital Branch
Phone: 051-2216902 / 2217013
Email: fosanakuru@afyasacco.com - Moi Teaching and Referral Hospital Eldoret Branch
Phone: 053-2031221 / 2032816
Email: fosaeldoret@afyasacco.com - Kisii County Referral Hospital Branch
Phone: 058-31781 / 31782
Email: fosakisii@afyasacco.com - Kakamega County General Teaching & Referral Hospital Branch
Phone: 056-30853 / 30854
Email: fosakakamega@afyasacco.com - Kisumu County Referral Hospital Branch
Phone: 057-2020712 / 2024760
Email: fosakisumu@afyasacco.com - Coast General Teaching & Referral Hospital Branch
Phone: 041-2312241 / 222574
Email: fosamombasa@afyasacco.com - Meru Teaching and Referral Hospital Branch
Phone: 064-32407
Email: fosameru@afyasacco.com - Nyeri County Referral Hospital Branch
Phone: 061-2032477
Email: fosanyeri@afyasacco.com
Afya Sacco continues to play a pivotal role in Kenya’s financial landscape, providing accessible and diverse financial services to its members across the health sector. With multiple branches and a wide array of products, Afya Sacco is well-positioned to serve the financial needs of both individuals and institutions in the medical field.
