Zuri Cash is a convenient mobile loan app offering quick and easy access to credit. Whether you’re facing an emergency or need funds for personal use, Zuri Cash provides an efficient way to get a loan straight to your bank or e-wallet. Here’s a comprehensive guide on how to apply for a loan with Zuri Cash, including eligibility requirements, application steps, and customer service contacts.
How to Apply for a Loan with Zuri Cash
Applying for a loan with Zuri Cash is straightforward. Here’s a step-by-step guide:
1. Eligibility Requirements:
- Applicants must be between 18 and 76 years old.
- You should be currently employed or have a steady source of income.
- Possess a valid national ID.
- Have a bank account or an e-wallet (e.g., M-Pesa or Airtel Money).
2. Loan Amounts:
- First-time applicants can borrow amounts ranging from Ksh 2,000 to Ksh 50,000.
- Repeat borrowers in good standing can access up to Ksh 1,000,000.
3. Loan Application Steps:
- Download the Zuri Cash app from the Google Play Store or Apple Store.
- Open the app and navigate the online loan calculator on the homepage to select your desired loan amount and loan term.
- Fill out the required details carefully, ensuring all information is accurate.
- Submit your application and wait for approval.
4. Loan Approval Process:
- After submitting your application, Zuri Cash will send you an SMS confirming your approval status. In some cases, they may call for further verification.
- Once approved, the loan will be disbursed to your account in less than 10 minutes.
- You will receive another SMS detailing the loan amount and the repayment terms.
5. Repayment Options:
Zuri Cash offers two convenient payment options for loan repayment:
- Online Banking.
- E-wallet (e.g., M-Pesa, Airtel Money).
Choose your preferred option, and follow the instructions provided on the app.
6. Loan Repayment Reminders:
- You will receive a reminder SMS one day before your loan’s due date, informing you of the total amount due.
- You can also track your payments through the billing page in the mobile application.
Frequently Asked Questions (FAQs)
What if my loan application is declined?
If your loan application is declined, Zuri Cash does not disclose specific reasons for rejection. However, you are encouraged to reapply after 3 days.
How long does it take for loan disbursement?
Once your loan is approved, it will be disbursed to your bank account or e-wallet in less than 10 minutes.
What should I do if I don’t receive the disbursed funds?
If you do not receive your loan within the expected time, verify the processing time of your disbursement and check with your bank. You can also contact Zuri Cash’s customer service for assistance.
Zuri Cash Contacts
For any inquiries or issues, you can contact Zuri Cash using the details below:
- Email: zuriCashCSKH@gmail.com
- Office Address: MVC8, Sameer Industrial Park, Road C, Nairobi, Kenya
- Customer Service: 0207905232
Zuri Cash provides a fast and reliable way to access credit in times of need. With a simple application process and flexible repayment options, it is a go-to platform for many Kenyans seeking short-term financial assistance.
