In the ever-evolving landscape of mobile banking in Kenya, convenience is key. NCBA Bank has taken a significant step forward with its “NCBA Till,” a payment solution designed to simplify the process of transferring money from M-Pesa directly into your NCBA account. This guide will walk you through the process, ensuring your transactions are smooth, secure, and efficient.
What is NCBA Till?
NCBA Till is a service that allows NCBA account holders to receive M-Pesa payments directly into their bank accounts. Instead of giving out your bank account number, you use a unique short code, making the process faster and more secure.
Why Use NCBA Till?
NCBA Till offers several advantages:
- Instant Transfers: Payments made via NCBA Till are credited to your account immediately.
- No Transaction Fees: NCBA does not charge any transaction fees for this service, although the sender will incur standard M-Pesa charges.
- Ease of Use: The service uses a simple Pay Bill process, and you can customize payment narratives for easy record-keeping.
- Multiple Accounts: You can set up multiple NCBA Tills, each linked to different bank accounts, making it ideal for businesses with several outlets.
Step-by-Step Guide to Depositing Money via NCBA Till
- Access M-Pesa: On your mobile phone, open the M-Pesa menu.
- Select Lipa Na M-Pesa: Choose the “Lipa Na M-Pesa” option from the M-Pesa menu.
- Choose Pay Bill: Select the “Pay Bill” option.
- Enter NCBA Business Number: Input the NCBA Till business number, which is 880100.
- Enter Account Number (Short Code): Enter the unique short code assigned to your NCBA account. This code is provided to you by NCBA upon setting up your NCBA Till. For instance, you might enter “PAYNCBA.”
- Optional Payment Narration: If you need to include a payment reference (e.g., rent, invoice number), simply add it after the short code, separated by a space. For example, “PAYNCBA Rent.”
- Enter Amount and PIN: Input the amount you wish to transfer, then confirm the transaction by entering your M-Pesa PIN.
- Confirmation: Once the transaction is complete, you will receive an SMS notification confirming that the money has been deposited into your NCBA account. NCBA also sends an email notification to the address linked to your account.
How to Sign Up for NCBA Till
If you’re not yet using NCBA Till, signing up is straightforward:
- Visit a Branch or Online: Go to any NCBA branch, or download the application form from the NCBA website.
- Complete the Form: Fill out and sign the form, then submit it at an NCBA branch or upload it via Internet Banking.
- Short Code Assignment: Within 24 hours of your application being processed, you’ll receive your unique short code via email.
NCBA Till: A Game Changer for Businesses
For businesses, NCBA Till simplifies financial management by enabling easy reconciliation of payments, providing instant transaction alerts, and allowing integration with business systems for automated notifications. Whether you run a single outlet or multiple locations, NCBA Till can streamline your payment processes and improve cash flow management.
Need Help?
If you encounter any issues or have questions about NCBA Till, support is readily available through your Relationship Manager, any NCBA branch, or the Contact Center.
NCBA Till is a valuable tool for anyone looking to leverage the convenience of mobile payments while maintaining the reliability and security of a traditional bank account. With its user-friendly setup and free transaction service, it’s an ideal solution for both personal and business financial management in Kenya.
