Jamii Yetu Sacco, formerly known as MM Sacco, is a leading deposit-taking Sacco in Kenya, licensed by the Sacco Societies Regulatory Authority (SASRA). With an asset base exceeding Ksh 0.91 billion, it ranks among the largest deposit-taking Saccos in the country, providing a range of financial products and services designed to meet the diverse needs of its members.
Jamii Yetu Sacco Products and Services
1. Savings Accounts
Jamii Yetu Sacco offers a variety of savings products designed for individuals, groups, institutions, and even children. These accounts are tailored to secure your savings and help them grow through flexible, self-tailored plans. The available savings accounts include:
- FOSA Ordinary Savings: Ideal for everyday savings.
- 60 Plus Account: Specially designed for senior citizens.
- Chama/Institution Account: For groups and institutions looking to save collectively.
- Fixed Deposit Account: Offering higher interest rates for longer-term savings.
- Junior Account: Perfect for parents saving for their children’s future.
- Christmas Account: Helps members save specifically for the festive season.
- Young Stars Account: Targeted at youth and teenagers.
- C.E.E.P (Microfinance) Savings Account: A specialized savings plan for microfinance groups.
- Holiday Accounts: Saving for vacations and travel expenses.
2. Loan Products
Jamii Yetu Sacco offers a wide array of loan products with affordable interest rates, designed to cater to personal, family, or business needs. Whether you’re looking for capital to expand your business, school fees for your children, or emergency funding, Jamii Yetu Sacco provides flexible and accessible options. The available loan products include:
- Overdraft/Zidisha: Short-term borrowing to cover unexpected expenses.
- Jipange Loan: A flexible loan for personal or business use.
- Okoa Biashara: Business loans for entrepreneurs and traders.
- Advances: Including salary, tea crop, and milk advances.
- Smart Digital Loans: Convenient loans accessible via mobile.
- Development/Maendeleo Loan: For long-term development projects.
- Executive Loan: Tailored for high-income earners.
- School Fees Loan: For education expenses.
- Housing/Mjengo Loan: Loans for home construction or renovation.
- Masomo Plus Loan: Education loans with flexible repayment terms.
- C.E.E.P (Microfinance) Group Loan: For microfinance group funding.
- Inuka Loan: Business loans to support growth and expansion.
- Smart Home Loan: For home improvements and related expenses.
- Twiga Loan: Medium to long-term loans for larger projects.
- Tujienjoy Loan: Tailored loans for entertainment and leisure-related expenses.
3. Additional Services
Jamii Yetu Sacco also offers a range of financial services to make banking more convenient for its members. These include:
- Standing Orders: Automatic payment arrangements for recurring bills.
- Cheque Clearing: Safe and fast cheque processing.
- Bankers Cheque: For guaranteed payments.
- Mobile Banking: Access your account and perform transactions via mobile.
- Salary Processing: For employers to process payrolls efficiently.
- Safe Custody: Secure storage for valuable documents and items.
- ATM/Visa Service: Easy access to funds through ATM services.
List Of Jamii Yetu Sacco Branches In Kenya
Jamii Yetu Sacco has established a network of branches across the country, making it easy for members to access their services. Below is a list of Jamii Yetu Sacco branches in Kenya:
1. Headquarters
- Location: Along Maua-Kanuni Road, Adjacent to Maua Methodist Hospital, Maua Town.
- Contact: 0726 050 260.
- Email: info@jamiiyetusacco.co.ke.
2. KK Branch
- Location: KK Market, Opposite Visions Kids Academy.
3. Mutuati Branch
- Location: Mutuati Market, Opposite Mutuati Dairy.
4. Muriri Branch
- Location: Muriri Market.
5. Mikinduri Branch
- Location: Mikinduri, Along Maua-Mikinduri Road.
Jamii Yetu Sacco’s broad branch network, combined with its wide range of financial products and services, ensures that members across Kenya can conveniently access savings and credit solutions that fit their specific needs. Whether you’re looking to save for the future, secure affordable credit, or manage your financial transactions, Jamii Yetu Sacco has a branch near you ready to assist.
