Running out of airtime, data, or SMS when you need it most can be stressful. Fortunately, Airtel Kenya offers its subscribers the option to borrow credit using Kopa Credo, a convenient service that allows you to get advanced airtime and pay back when you recharge. With Kopa Credo, you can borrow as little as Ksh 5 and as much as Ksh 1,000, depending on your usage and eligibility.
Here’s a comprehensive guide on how to borrow credit on Airtel using Kopa Credo.
What Is Kopa Credo?
Kopa Credo is Airtel’s advanced credit service that allows customers to borrow airtime and pay it back on their next recharge. It’s an excellent option when you need credit in emergencies or when you don’t have the immediate means to top up.
Airtel applies a 10% service fee to the borrowed amount. For example:
- Borrow Ksh 5, and you’ll receive Ksh 4.
- Borrow Ksh 10, and you’ll get Ksh 9.
- Borrow Ksh 100, and you’ll receive Ksh 90.
How To Borrow Airtime Using Kopa Credo
There are three primary ways to borrow airtime from Airtel using Kopa Credo. Here’s how to do it:
1. Kopa Credo Using USSD *221#
- Dial ** *221# ** on your phone.
- Select Option 1: KOPA Credo.
- Choose the amount of airtime you want to borrow.
- Accept and confirm the transaction.
- You’ll receive a confirmation message, and the airtime will be credited to your line.
2. Kopa Credo Using USSD *544#
- Dial ** *544# **.
- Select Option 4: KOPA.
- Choose Option 1: KOPA Credo.
- Pick the amount of airtime you need to borrow.
- Accept and confirm.
- You’ll get an SMS confirming the credit has been added to your Airtel balance.
3. Kopa Credo Using USSD *310#
- Dial ** *310# **.
- Select Option 1: KOPA Credo.
- Choose the amount you wish to borrow.
- Confirm the request.
- Airtel will send you a success message with the borrowed credit immediately added to your account.
How To Borrow Data Bundles Using Kopa Credo
Apart from airtime, you can also borrow data bundles when you’re running low. Here’s how to do it:
- Dial ** *221# ** or ** *310# **.
- Select Option 2: KOPA Internet.
- Choose the data bundle amount you want to borrow.
- Confirm and accept the request.
- A confirmation message will follow, and the data bundle will be credited to your account.
How To Check Airtel Kopa Credo Balance
To check your remaining Kopa Credo balance, Airtel credits the borrowed airtime or data to your main account balance. To view it:
- Dial ** *133# **, and Airtel will display your total credit balance.
How To Repay Airtel Kopa Credo
Repaying your Kopa Credo debt is automatic. Once you top up your account with the amount you borrowed or more, Airtel will deduct the owed credit. There’s no need to make any manual payment arrangements; it’s done seamlessly the moment your balance is topped up.
Summary of Kopa Credo Fees
- Airtime loans come with a 10% fee on the borrowed amount.
- For example, if you borrow Ksh 500, you’ll receive Ksh 450, with the Ksh 50 being the service fee.
Airtel’s Kopa Credo is an essential tool for anyone who needs quick airtime or data without the immediate ability to recharge. The process is simple, fast, and can be done via several USSD codes. Whether you need airtime to make an urgent call or data to stay connected, Airtel ensures you have access to what you need, when you need it most.
