In this article, we will guide you through the process of applying for a Higher Education Loans Board (HELB) Subsequent Loan. Many Kenyan students pursuing higher education rely on HELB loans to finance their education. If you have previously applied for a HELB loan and need additional funding to continue your studies, the subsequent loan is a convenient solution.
HELB Subsequent Loan Requirements and Qualifications
Before applying for a subsequent HELB loan, ensure you meet the following criteria:
- Kenyan Citizenship: You must be a Kenyan citizen to qualify.
- Enrollment in a Recognized Institution: You need to be enrolled in a university, college, or any recognized institution in Kenya.
- Previous HELB Application: You should have previously received a HELB loan.
- Loan Application Limit: Ensure you have not exhausted the number of times you are eligible to apply for a HELB loan.
How to Apply for a HELB Subsequent Loan
HELB offers three convenient ways to apply for a subsequent loan, catering to various levels of access to technology:
1. Via HELB Mobile App
HELB has introduced a mobile application that makes the loan application process paperless and easy to complete from your smartphone. Here’s how to apply through the HELB Mobile App:
- Download the HELB Mobile App from the Google Play Store.
- Register your details, including your First Name, Phone Number, Email Address, National ID, and KRA PIN to create a unique PIN.
- Accept the license agreement and complete a short Question & Answer session on credit use.
- Navigate to the loan section and select Undergraduate Subsequent Loan Application Form (LAF).
- Fill in the required details as per the instructions.
- Submit the application and you will receive a pop-up message confirming your submission along with your loan serial number.
2. Through the Online Portal
For students with internet access, applying through the HELB online portal is an efficient method. Follow these steps:
- Log in to the HELB student portal using your registered account.
- Go to the Loans section and select your level of study (Degree, Diploma, Certificate, Master’s Degree, Ph.D., etc.).
- Choose the loan type and proceed to the second and subsequent loan application.
- Accept the financial literacy terms and complete the application form.
- Ensure all information is accurate and click Submit.
- Upon submission, a loan application serial number will be generated to confirm your application.
3. Via USSD (*642#)
For students without smartphones or internet access, HELB offers a convenient USSD option:
- Ensure you have a SIM card registered in your name.
- Dial *USSD 642# on your mobile phone.
- Select option 1 to log in (or register if it’s your first time).
- Enter your PIN to access the USSD platform.
- Choose the Loan Application option and select your level of study (Degree, Diploma, etc.).
- Opt for the subsequent loan application for the current year.
- Submit to complete your application.
HELB Contact Information
If you encounter any challenges or need additional information, you can contact HELB through the following channels:
- Physical Address: Ground Floor, Anniversary Towers
- P.O. Box: 69489-00400, Nairobi, Kenya
- Phone: 0711052000
- Email: contactcentre@helb.co.ke
With these steps, applying for your HELB subsequent loan is simple and accessible. Make sure you follow the instructions carefully to secure the funding you need for your education.
