Finance & Investment

DTB PesaLink Charges: A Quick Guide for Digital Transfers

DTB Chairman Linus Gitahi (left) with DTB Group CEO Nasim Devji and Finance & Strategy Director Alkarim Jiwa (right)

PesaLink, operated by Integrated Payment Services Limited (IPSL) in collaboration with Kenyan banks, has become a popular money transfer service for real-time, 24/7 transactions. Diamond Trust Bank (DTB) is one of the local banks offering this service, allowing customers to seamlessly transfer funds from DTB to other banks in Kenya, from as low as Ksh 10 to a maximum of Ksh 999,999. Whether you’re making personal transactions or conducting business transfers, PesaLink offers a fast and convenient way to send money.

In this article, we’ll explore the DTB PesaLink charges, giving you a clear understanding of the costs associated with transferring different amounts of money through this service.

DTB PesaLink Charges Breakdown

Here’s a quick look at how much it costs to transfer money through DTB PesaLink:

Amount RangeCharges (Ksh)
Ksh 0 – 5000
Ksh 501 – 5,00070
Ksh 5,001 – 10,00085
Ksh 10,001 – 100,000110
Ksh 100,001 – 999,999130

As seen from the table, transactions below Ksh 500 are free, which is beneficial for those sending small amounts. As the transaction value increases, so do the charges, but they remain quite affordable, even for larger transfers. This competitive pricing is one of the reasons why PesaLink has grown in popularity.

Advantages of Using DTB PesaLink

  1. Real-time Transfers: PesaLink allows you to send and receive money instantly, making it convenient for urgent transactions.
  2. 24/7 Availability: Unlike traditional bank transfers, PesaLink operates round the clock, ensuring you can move funds anytime, even on weekends and public holidays.
  3. Wide Transaction Range: With the ability to send amounts as low as Ksh 10 and up to Ksh 999,999, PesaLink is suitable for both personal and business needs.
  4. Affordable Rates: DTB’s PesaLink charges are relatively low, especially for transfers below Ksh 100,000, making it a cost-effective option for frequent money transfers.

How to Use DTB PesaLink

To use DTB PesaLink, simply follow these steps:

  1. Via Mobile Banking:
    • Log into your DTB mobile banking app.
    • Navigate to the funds transfer section.
    • Select PesaLink as the transfer method.
    • Input the recipient’s bank details and the amount to transfer.
    • Confirm the transaction.
  2. Via USSD:
    • Dial the DTB mobile banking USSD code.
    • Select the option for funds transfer and choose PesaLink.
    • Follow the prompts to complete the transaction.

DTB Contact Information

For inquiries related to PesaLink services or any other banking needs, you can reach DTB Kenya through the following contacts:

If you need to contact Integrated Payment Services Limited (IPSL) directly, here are their details:

DTB PesaLink provides an efficient and cost-effective way to transfer money across different banks in Kenya. With minimal charges, especially for low to mid-range amounts, this service is ideal for everyday money transfers. Whether you’re sending funds for personal reasons or managing business payments, PesaLink makes it quick and affordable, giving users peace of mind with its 24/7 availability and real-time processing.