Jirani Smart Microfinance is a prominent microfinance institution in Kenya that focuses on empowering individuals and small businesses by offering financial services aimed at enhancing economic growth and improving livelihoods. With a broad network of branches across the country, Jirani Smart has positioned itself as a key player in supporting low-income earners, women, youth, and underserved communities by providing financial resources tailored to their needs.
Products and Services Offered by Jirani Smart Microfinance
Jirani Smart offers a variety of financial products to cater to different customer needs. These include:
- Agribusiness Loans: For individuals involved in farming, to support agricultural ventures.
- Welfare Loans: Provides financial assistance to individuals and their families.
- Emergency Loans: Designed for members facing unforeseen financial emergencies.
- Karo Loans: Tailored to help with school fees payments.
- Merry-Go-Round Loans: For members in savings groups (chamas) to access group lending benefits.
- Jirani Mauzo Pap: Provides small essential products for daily needs.
- Super Boresha Loan: Enables customers to purchase basic home appliances and electronics.
- Boresha Maisha Loan: Similar to Super Boresha, but for larger appliances like TVs.
- Uwezo ABF Loan: Provides building materials, such as cement and roofing sheets, to support home construction projects.
- Jirani Jumbo Loan: Allows customers to purchase a brand-new motorcycle and pay in installments.
Jirani Smart’s focus on accessible microfinance services has contributed to the financial inclusion of many Kenyans, enabling them to start businesses, improve their livelihoods, and contribute to the growth of the country’s economy.
List of Jirani Smart Microfinance Branches in Kenya
Jirani Smart operates several branches across various regions in Kenya. Below is a comprehensive list of its branches:
Kisii Region Office Branches
- Awasi
- Homabay
- Kisii
- Mbita
- Migori
- Nyamira
Regional Headquarters: Jirani Smart Kisii, Masongo-Kiama Bundu Road
Contact: 0722-810 781
Kitui Region Office Branches
- Kangundo
- Kanyangi
- Kiatineni
- Kitui
- Kivaa
- Kyuso
- Matuu
- Mutomo
- Mwingi
- Wamunyu
- Zombe
Regional Headquarters: Jirani Smart Office Kitui, Kibwezi-Kitui Highway
Contact: 0722-810 781
Mt. Kenya Region Office Branches
- Chuka
- Embu
- Gatunga
- Ishiara
- Maua
- Meru
Regional Headquarters: Meru near Kaithe, along Makutano-Nkitwiki Garden Road
Contact: 0722-810 781
Makueni Region Office Branches
- Bisil
- Emali
- Kambu
- Kibwezi
- Kilungu
- Loitoktok
- Mbooni
- Mbumbuni
- Wote
Regional Headquarters: Wote Town, Wote-Watuka Road
Contact: 0722-810 781
Kwale Region Office Branches
- Kinango
- Kombani
- Lungalunga
- Msambweni
- Samburu
- Tiribe
Regional Headquarters: Kombani, near White Springs Hotel, along Kombani-Kwale Highway
Contact: 0722-810 781
Kilifi Region Office Branches
- Bamba
- Kaloleni
- Kilifi
- Malindi
- Marafa
Regional Headquarters: Mnarani, opposite Plantation Stage along Kibokoni Road
Contact: 0722-810 781
Taita Taveta Region Office Branches
- Mbale
- Mwatate
- Rukanga
- Taveta
- Werugha
Regional Headquarters: Jirani Smart Complex Mwatate, Mwatate-Taveta Highway
Contact: 0722-810 781
Western Region Office Branches
- Bondo
- Bumala
- Kakamega
- Kapenguria
- Kapsabet
- Moi’s Bridge
- Vihiga
- Webuye
Contact: 0722-810 781
South Rift Region Office Branches
- Bomet
- Kehancha
- Keroka
- Kilgoris
- Londiani
- Narok
- Sotik
Contact: 0722-810 781
Jirani Smart Microfinance is deeply rooted in promoting financial inclusivity and economic empowerment across Kenya. Its wide reach and specialized loan products offer a lifeline to many who would otherwise be excluded from traditional banking services. The availability of loans tailored to agribusiness, emergencies, education, and welfare has made Jirani Smart a valuable partner in fostering sustainable growth in Kenya’s economy. For individuals or groups seeking microfinance support, Jirani Smart’s extensive branch network and flexible products provide a viable solution.
