In today’s fast-paced world, mobile banking has become the go-to solution for Kenyans managing their finances. With just a few taps on your phone, you can easily transfer money between bank accounts and MPesa, check your balance, pay bills, or even apply for loans. Knowing the correct USSD codes and Paybill numbers is essential for smooth transactions.
This article provides a comprehensive and up-to-date list of mobile banking codes and Paybill numbers for popular Kenyan banks. Whether you’re using MPesa to deposit funds into your account or transferring money to MPesa, this guide has everything you need.
Top Kenyan Banks: Mobile Banking USSD Codes and Paybill Numbers
- Kenya Commercial Bank (KCB)
- USSD Code: *522#
- Paybill Number: 522522
- Commercial Bank of Africa (CBA)
- USSD Code: *654#
- Paybill Number: 880100
- Co-operative Bank of Kenya
- USSD Code: *667#
- Paybill Number: 400200
- Standard Chartered Bank
- USSD Code: *722#
- Paybill Number: 329329
- Barclays Bank of Kenya (Now Absa)
- USSD Code: *224#
- Paybill Number: 303030
- NIC Bank
- USSD Code: *488# / Mobile App
- Paybill Number: 488488
- Family Bank
- USSD Code: *325#
- Paybill Number: 222111
- CFC Stanbic Bank
- USSD Code: *208#
- Paybill Number: 600100
- Equity Bank
- USSD Code: *247#
- Paybill Number: 247247
- National Bank of Kenya
- USSD Code: *625#
- Paybill Number: 547700
Other Banks and Financial Institutions
- Chase Bank:
- USSD Code: *275#
- Paybill Number: 552800
- I&M Bank:
- USSD Code: *458#
- Paybill Number: 542542
- Diamond Trust Bank (DTB):
- USSD Code: *385#
- Paybill Number: 516600
- Ecobank:
- USSD Code: *335#
- Paybill Number: 700201
- Jamii Bora Bank:
- USSD Code: *344#
- Paybill Number: 529901
- Imperial Bank:
- USSD Code: *356#
- Paybill Number: 800100
Microfinance Institutions
Several Digital & Tier III financial institutions also support mobile banking via USSD and Paybill numbers.
- KWFT (Kenya Women Finance Trust DTM):
- USSD Code: *378#
- Paybill Number: 101200
- SMEP Microfinance Bank:
- USSD Code: *741#
- Paybill Number: 777001
- Rafiki Microfinance Bank:
- USSD Code: *366#
- Paybill Number: 802200
- Musoni Microfinance:
- USSD Code: *279#
- Paybill Number: 514000
- Vision Fund Kenya:
- USSD Code: *985#
- Paybill Number: 200555
How to Use USSD and Paybill Numbers for Mobile Banking
- For Bank to MPesa Transfers:
- Dial the respective bank’s USSD code on your phone.
- Follow the prompts to transfer money to your MPesa account.
- For MPesa to Bank Transfers:
- Open your MPesa menu, choose Lipa na MPesa, and select Paybill.
- Enter the respective Paybill number for your bank.
- Use your bank account number as the account reference.
By leveraging mobile banking, Kenyans can seamlessly manage their finances from the comfort of their homes or on the go. With the convenience of USSD codes and Paybill numbers, banking has never been easier or faster. Bookmark this page for easy access to the codes and numbers you need to keep your transactions flowing smoothly!
