Transferring money to Kenya has never been easier, thanks to the integration of mobile wallets like M-PESA with international money transfer services such as Xoom. Xoom, a PayPal service, allows users to send money to Kenya swiftly and securely, giving them multiple options including mobile wallet transfers, bank deposits, and cash pickups.
In this guide, we’ll walk you through how to send money from Xoom to M-PESA in Kenya, the benefits of using Xoom, and what you need to know to make your transfer fast and efficient.
Why Use Xoom to Send Money to M-PESA?
Xoom offers several advantages when it comes to sending money internationally, especially to a country like Kenya where mobile wallets are widely used. Here are some reasons why Xoom stands out:
- Speed: With Xoom, money transfers to M-PESA are typically completed within minutes, meaning the recipient can access the funds almost instantly.
- Multiple Payment Options: You can fund your transfer using various methods, including your PayPal balance, bank account, debit card, or credit card, making the process more convenient.
- Trust: Xoom is backed by PayPal, a globally recognized and secure platform trusted by millions of users. This gives senders peace of mind when making international transactions.
- Versatility: Besides sending money to M-PESA, you can also transfer funds directly to Kenyan bank accounts or choose cash pickup at several locations, such as Kenya Commercial Bank and Kenya Post Office Savings Bank.
Step-by-Step Guide: How to Send Money from Xoom to M-PESA
Sending money from Xoom to M-PESA is a simple process. Here’s how to do it:
Step 1: Create or Log into Your Xoom Account
If you already have a PayPal account, you can use the same credentials to log into Xoom. If not, creating an account is quick and easy—just provide your name and email address.
Step 2: Enter the Amount to Send
On the Xoom platform, select the option to send money and enter the amount you’d like to transfer. You will see the exchange rate, transfer fee, and the total amount the recipient will receive in Kenyan Shillings.
Step 3: Choose “Mobile Wallet” as the Delivery Method
When prompted to select a delivery option, choose Mobile Wallet. Under this option, select M-PESA as the recipient’s mobile wallet provider.
Step 4: Provide the Recipient’s M-PESA Details
You’ll need to enter the recipient’s M-PESA phone number to ensure the funds are sent directly to their mobile wallet. Make sure the number is correct to avoid delays or errors in the transaction.
Step 5: Select Payment Method
Xoom offers several payment options, including PayPal, bank account, credit card, or debit card. Choose the method that’s most convenient for you.
Step 6: Review and Confirm the Transfer
Before completing the transaction, review the details to ensure everything is correct, including the recipient’s phone number and the transfer amount. Once confirmed, submit the transfer.
Step 7: Track Your Transfer
Xoom allows you to track the status of your transfer in real-time. Both you and the recipient will receive notifications when the funds have been successfully delivered to the M-PESA account.
How Long Does It Take for Money to Arrive on M-PESA?
One of the standout features of Xoom is its fast delivery time. Money sent from Xoom to M-PESA is typically available in the recipient’s wallet within minutes. This makes Xoom a great choice for urgent transfers, such as family support, emergency situations, or business transactions.
Fees and Exchange Rates
Xoom is transparent about its fees and exchange rates. When sending money to Kenya, you will be shown the exact cost of the transfer before confirming the transaction. Fees may vary depending on the payment method you choose. For example, using a bank account to fund the transfer may incur lower fees compared to a credit card or debit card.
Xoom’s exchange rates are competitive, and you’ll always be informed of the rate before finalizing your transaction, so there are no surprises when the recipient receives their funds.
Cash Pickup and Bank Deposits
In addition to sending money to M-PESA, Xoom also offers the option to send money for cash pickup or direct deposit into a Kenyan bank account. Cash can be picked up at major locations such as Kenya Commercial Bank (KCB) and Kenya Post Office Savings Bank. If you choose bank deposit, funds are typically available within minutes at all major banks in Kenya, including Equity Bank, Co-operative Bank, and more.
Why Use Xoom Instead of Other Money Transfer Services?
While there are several money transfer services available, Xoom stands out for several reasons:
- Integration with PayPal: If you’re already a PayPal user, you’ll find Xoom easy and convenient to use. It allows you to leverage your PayPal account for payments and adds an extra layer of security.
- Fast Transfers: For anyone who needs to send money quickly, Xoom’s delivery speed is a huge advantage, particularly when sending funds to M-PESA or for cash pickups.
- User-Friendly: Xoom’s platform is intuitive and easy to navigate, making it accessible for both first-time and experienced users.
- Global Reach: Xoom supports money transfers to over 130 countries, making it a reliable option for sending funds across borders.
Sending money from Xoom to M-PESA in Kenya is an excellent option for those looking for speed, convenience, and security. With Xoom’s easy-to-use platform, you can complete a transfer within minutes, and the recipient will have access to the funds almost instantly through their M-PESA mobile wallet.
Whether you’re supporting family members, paying for services, or managing business transactions, Xoom’s integration with M-PESA provides a seamless experience for both senders and recipients. The combination of fast transfers, secure payments, and multiple delivery options makes Xoom one of the best choices for sending money to Kenya.
If you’re ready to send money, download the Xoom app or visit the Xoom website to start your transfer today.
