Since its inception in May 2013, Premier Credit Limited has emerged as a vital player in Kenya’s microfinance sector. As a credit-only microfinance institution, Premier Credit caters to a broad clientele, offering financial products designed to empower individuals, small and medium enterprises (SMEs), and employees across various sectors.
Premier Credit’s mission revolves around providing accessible and sustainable financial solutions, particularly to those underserved by mainstream financial institutions. This article outlines a comprehensive list of Premier Credit branches in Kenya, along with their contact details and additional insights into the company’s products and services.
Premier Credit: A Brief Overview
Premier Credit’s diverse product range ensures that they cater to a wide audience. Key offerings include:
- Loans for Small and Medium Enterprises (SMEs): Supporting business growth with accessible credit.
- Unsecured Loans for Employees: Available to salaried employees for various financial needs.
- Logbook Loans: Financing secured by vehicle logbooks for immediate cash needs.
- Pensioners Loans: In partnership with Post Bank, catering to retirees.
- Civil Servant Loans: Special packages for government employees, including those in education, healthcare, and security sectors.
- CashXpress Loans: Tailored for TSC teachers, county government employees, National Police Service officers, KNH employees, Kenya Prisons officers, and KMTC staff.
This robust portfolio positions Premier Credit as a go-to solution for diverse financial needs.
List of Premier Credit Branches in Kenya and Their Contacts
Here’s a detailed list of Premier Credit branches nationwide:
1. Head Office
- Location: 5th Floor, Nginyo Towers, Koinange Street
- Phone: +254 709 176 000, +254 730 812 000
- Email: info@premiergroup.co.ke
2. Nairobi Region
- City Centre Branch: 3rd Floor, Nginyo Towers, Koinange Street
- Contact: 0732 888119
- Kawangware 46 Branch: Junction Plaza, 1st Floor, Room No. 4
- Contact: 0786 919148
- Kawangware Branch: Along Naivasha Road
- Contact: 0786 919161
- Kangemi Branch: PCEA Kangemi Building
- Contact: 0732 888108
- Kayole Branch: Salfor House, Ground Floor
- Contact: 0709 176000
- Kariobangi Branch: Above KWFT, 3rd Floor, Outering Road
- Contact: 0732 565657
- Embakasi Branch: Winstonnia Business Centre
- Contact: 0732 888065
- Gikomba Branch
- Contact: 0732 888119
3. Kiambu County
- Wangige Branch: Ebenezer House, Ground Floor
- Contact: 0732 888177
- Kikuyu Branch: Muguku Business Centre, 2nd Floor, Near Selfridges Supermarket
- Contact: 0786 888240
- Limuru Branch: Gitungo House, 1st Floor, above Metropolitan Sacco
- Contact: 0732 565687
- Thika Branch: Marks Plaza, 1st Floor
- Contact: 0780 778835
- Githunguri Branch: Nyamuthanga House, 3rd Floor
- Contact: 0780 555860
4. Rift Valley Region
- Nakuru Branch: Baraka Plaza, 2nd Floor, Kenyatta Avenue
- Contact: 0733 777067
- Kericho Branch: Ark Plaza, 4th Floor, Behind Uchumi Supermarket
- Contact: 0780 202137
- Eldoret Main Branch: Tabain Plaza, 1st Floor
- Contact: 0733 777126
- Eldoret Central Branch: Komora Plaza, Kimalel Street
- Contact: 0780 202263
- Kitale Branch: Victor House, 1st Floor, Mumia Road
- Contact: 0733 120558
- Moi’s Bridge Branch: KCB Building, 1st Floor
- Contact: 0780 644136
- Molo Branch: Wa Chomba House
- Contact: 0733 777053
- Rongai Branch: Kins Arcade, Ground Floor
- Contact: 0739 777785
- Eldama Ravine Branch: Chambai Building
- Contact: 0709 176000
- Nyahururu Branch: Nyahururu Vin Plaza
- Contact: 0786 888240
5. Western Kenya
- Kapsabet Branch: Asai Complex
- Contact: 0733 120538
- Kisumu Branch: Re-insurance Plaza, Mezzanine Floor
- Contact: 0780 553979
- Kisii Branch: Umoja Elimu Center, 2nd Floor
- Contact: 0717 991681
- Siakago Branch: Makuti House, Ground Floor
- Contact: 0735 999668
6. Central Kenya
- Nyeri Branch: Pamki House, 2nd Floor
- Contact: 0780 666731
- Karatina Branch: Eco Bank Building, 1st Floor
- Contact: 0780 644146
7. Eastern Kenya
- Machakos Branch: Mzee Juma House
- Contact: 0733 120321
- Embu Branch: Embu Motors, 3rd Floor
- Contact: 0735 999668
8. Coastal Kenya
- Mombasa Branch: Muns Building, Moi Avenue
- Contact: 0709 176000
Why Choose Premier Credit?
Premier Credit stands out for its accessible, customer-focused approach. Its competitive interest rates, quick loan processing, and flexible repayment options have made it a trusted name among Kenyans.
Benefits of Premier Credit Loans
- Flexible Terms: Customizable repayment plans to suit borrower needs.
- Quick Approvals: Streamlined processes for faster access to funds.
- Customer Support: Dedicated support channels for personalized assistance.
Challenges Facing Microfinance Institutions in Kenya
While microfinance institutions like Premier Credit have revolutionized financial accessibility, they face challenges, including:
- High Loan Defaults: Due to economic hardships or mismanagement of funds by borrowers.
- Competition: With banks and fintech companies offering similar products.
- Regulatory Compliance: Navigating stringent regulations from the Central Bank of Kenya (CBK).
The Future of Premier Credit in Kenya
With a focus on innovation, Premier Credit is likely to expand its product offerings and branch network. Its commitment to empowering SMEs and individuals positions it as a critical player in Kenya’s economic development.
