Apstar Sacco, formerly known as Ukulima Sacco, is a prominent deposit-taking savings and credit cooperative society in Kenya. With a rich history of serving diverse membership categories, Apstar Sacco has expanded its reach across the country, offering a wide range of financial products and services tailored to meet the needs of its members. This article provides an in-depth look at Apstar Sacco’s branch network, contact information, membership requirements, and the array of services available to its members.
Apstar Sacco Branches and Contact Information
Apstar Sacco has established a robust branch network to ensure accessibility and convenience for its members nationwide. Below is a comprehensive list of its branches, including their locations, contact details, and operating hours:
1. Head Office – Nairobi
- Location: Ukulima Co-operative House, Haile Selassie Avenue, Nairobi
- Postal Address: P.O. Box 44071-00100, Nairobi, Kenya
- Phone: +254-0111035600
- Email: contact@apstarsacco.coop
- Operating Hours: Monday to Friday, 8:30 AM – 4:00 PM
2. Eldoret Branch
- Location: Sirikwa Hotel Building, Oloo Street, Eldoret
- Postal Address: P.O. Box 6703-30100, Eldoret
- Phone: 053-2032346
- Email: eldoretbranch@apstarsacco.coop
- Operating Hours: Monday to Friday, 8:30 AM – 4:30 PM
3. Embu Branch
- Location: Eastern Emporium Building, 3rd Floor, Kenyatta Avenue, Embu
- Postal Address: P.O. Box 992-60100, Embu
- Phone: 068-2231325
- Email: embubranch@apstarsacco.coop
- Operating Hours: Monday to Saturday, 8:30 AM – 4:30 PM
4. Kakamega Branch
- Location: AFC Building, Kisumu-Kakamega Highway, Next to Kakamega Police Sacco, Kakamega
- Phone: 020-278500
- Email: kkbranch@apstarsacco.coop
- Operating Hours: Monday to Friday, 8:30 AM – 4:30 PM
5. Kisii Branch
- Location: Mocha Place, Kisii-Kisumu Road, Kisii
- Phone: 020-2785450
- Email: kisiibranch@apstarsacco.coop
- Operating Hours: Monday to Saturday, 8:30 AM – 4:30 PM
6. Kisumu Branch
- Location: United Mall, Ground Floor, Wing A, Kisumu
- Postal Address: P.O. Box 1378-40100, Kisumu
- Phone: 057-2020169
- Email: ksmbranch@apstarsacco.coop
- Operating Hours: Monday to Friday, 8:30 AM – 4:30 PM
7. Mombasa Branch
- Location: Bahman Trust Building, Mikindani Street, Mombasa
- Postal Address: P.O. Box 86051-80100, Mombasa
- Phone: 041-2312444
- Email: mbsbranch@apstarsacco.coop
- Operating Hours: Monday to Friday, 8:30 AM – 4:30 PM
8. Nakuru Branch
- Location: KFA Building, Geoffrey Kamau Way, Nakuru
- Phone: 020-2785350
- Email: nakurubranch@apstarsacco.coop
- Operating Hours: Monday to Friday, 8:30 AM – 4:30 PM
9. Meru Branch
- Location: Greenwood City Mall, Mwendatu Road, Meru
- Phone: 020-27858700
- Email: merubranch@apstarsacco.coop
- Operating Hours: Monday to Saturday, 8:30 AM – 4:30 PM
10. Bungoma Satellite Office
- Location: Ebenezer Building, Moi Avenue, Ground Floor, Bungoma
- Operating Hours: Monday to Saturday, 8:30 AM – 4:30 PM
11. Kilifi Satellite Office
- Location: Tetanic Building, Biashara Street, Ground Floor, Kilifi
- Operating Hours: Monday to Saturday, 8:30 AM – 4:30 PM
12. Kitale Satellite Office
- Location: Mega Center, Mezzanine Floor, Kitale
- Operating Hours: Monday to Saturday, 8:30 AM – 4:30 PM
13. Kitui Satellite Office
- Location: Muli Mall, Biashara Street, 1st Floor, Room 38, Kitui
- Operating Hours: Monday to Saturday, 8:30 AM – 4:30 PM
14. Migori Satellite Office
- Location: Creadex Building, 1st Floor, Room 104, Migori
- Operating Hours: Monday to Saturday, 8:30 AM – 4:30 PM
15. Narok Satellite Office
- Location: Suleiman House, Nairobi-Mai Mahiu Highway, 2nd Floor, Room 32, Narok
- Operating Hours: Monday to Saturday, 8:30 AM – 4:30 PM
Apstar Sacco Membership Requirements
To join Apstar Sacco and enjoy its financial benefits, prospective members must meet the following requirements:
- Fill out a membership application form – Available at any branch or online.
- Provide a copy of National ID or Passport – For identification purposes.
- Pay a membership registration fee – The amount varies depending on the membership category.
- Commit to making monthly savings contributions – This helps build savings and qualify for loans.
- For corporate membership, provide company registration documents, KRA PIN, and official resolution authorizing membership.
Apstar Sacco is open to:
- Salaried employees from both public and private sectors
- Business owners and entrepreneurs
- Farmers, youth, women groups, and self-help groups
- Civil servants, teachers, and county government employees
Services Offered by Apstar Sacco
Apstar Sacco provides a variety of financial services tailored to meet the needs of its members. These include:
1. Savings Products
- Normal Savings Account – Secure and flexible savings for members.
- Fixed Deposit Account – Higher interest rates for long-term deposits.
- Children’s Savings Account – Teaching financial literacy from a young age.
2. Loan Products
- Development Loans – For personal development projects.
- Emergency Loans – Quick access to cash for urgent needs.
- School Fees Loans – Financing for education costs.
- Business Loans – Supporting SMEs and entrepreneurs.
- Asset Financing Loans – For acquiring assets like vehicles and machinery.
3. Investment Opportunities
Apstar Sacco provides investment options such as:
- Sacco shares and dividends
- Real estate investment opportunities
4. Mobile Banking & Digital Services
- Members can deposit and withdraw money via M-Pesa Paybill.
- Mobile banking services enable fund transfers, balance inquiries, and loan applications.
Why Join Apstar Sacco?
1. Competitive Interest Rates
Apstar Sacco offers attractive interest rates on savings and affordable loan products with flexible repayment terms.
2. Nationwide Branch Network
With branches and satellite offices across Kenya, members enjoy easy access to financial services.
3. Member-Centered Services
As a member-owned institution, Apstar Sacco prioritizes the financial well-being of its members.
4. Financial Growth & Stability
The Sacco helps members build wealth through structured savings and investments.
How to Contact Apstar Sacco
For any inquiries, members and potential customers can reach Apstar Sacco through:
- Phone: +254-0111035600
- Email: contact@apstarsacco.coop
- Website: www.apstarsacco.coop
- Visit the nearest branch (refer to branch list above for details).
