Airports Savings and Credit Co-operative Society (Airports Sacco) is one of Kenya’s leading Saccos, providing tailor-made financial services to its members. If you work for Kenya Airports Authority (KAA), other government institutions, or are part of a registered self-help group, this guide explains how to join, access loans, and benefit from the Sacco’s services.
Who Can Join Airports Sacco?
Airports Sacco membership is open to:
- Employees of Kenya Airports Authority (KAA)
- Other government employees
- Salaried employees from private organizations
- MSMEs and registered self-help groups
- Kenyans living in the diaspora
Membership provides access to competitive loans, savings opportunities, and other financial services designed to grow your wealth responsibly.
How to Enrol as a Member
Joining Airports Sacco is straightforward:
- Confirm Eligibility – Ensure you are part of the eligible groups listed above.
- Pay Entrance Fee – This is required for new or rejoining members.
- Open a Member Account – Deposit your first contribution to start building your loan and savings eligibility.
- Submit Application – Complete the membership form at the Sacco offices or via their m-banking platform.
Contact Airports Sacco for enrolment:
- Website: www.airpoortssacco.co.ke
- Phone: 020 7903119 | +254 743 294 944
- Email: info@airportssacco.co.ke | bosa@airportssacco.co.ke
- Address: Kenya Airports Authority HQ, KAA Fire Training School, P.O. Box 19048-00501, Nairobi, Kenya
Airports Sacco Loan Products
Airports Sacco offers a variety of loans to meet different financial needs, from short-term emergencies to long-term investments.
Short-Term Loans
These loans are designed for urgent financial needs and have repayment periods of 1–6 months:
- Karibu Loan – Up to KES 100,000, no guarantors required, salary must pass through FOSA.
- POA Loan – Up to KES 200,000, recoverable from salary, minimum deposit of 3 months required.
- M-Banking Loans – Quick 1-month loans with no processing fee, salary through FOSA required.
Medium-Term Loans
Medium-term loans support members with financial needs of 1–3 years:
- Development Loan – Up to KES 300,000, repayable in up to 24 months, requires guarantors.
- Okoa Loan – Up to KES 500,000, favorable interest rates, fully secured, 6-month deposit minimum.
- Mega Loan – Loan multiplier x3 of deposits, up to 48 months repayment, ideal for long-term financial projects.
Long-Term Loans
For larger investments or asset acquisition, Airports Sacco provides loans with repayment periods of 3–7 years:
- Bosa Super Loans & Top-Ups – Multipliers x3–x4 of deposits, fully guaranteed, flexible repayment terms.
- Hifadha Loan – Up to 72 months, suitable for long-term financial planning.
Key Features Across Loans
- Favorable interest rates compared to commercial banks
- Flexible repayment periods (1 month to 84 months depending on the product)
- Check-off recovery for convenience
- Collateral or guarantor requirements depending on loan size
- Minimum deposit contribution to ensure eligibility
Why Choose Airports Sacco?
While its core focus is financial services, Airports Sacco is guided by strong values that ensure member trust and sustainability:
- Integrity and Transparency in operations
- Customer-focused services
- Teamwork and democratic governance
- Innovativeness and environmental responsibility
These principles have helped the Sacco grow its membership and maintain high service standards in Kenya.
How to Contact Airports Sacco
For enquiries about membership, loan applications, or deposits:
- Phone: 020 7903119 | +254 743 294 944
- Email: info@airportssacco.co.ke | bosa@airportssacco.co.ke
- Physical Office: Kenya Airports Authority HQ, KAA Fire Training School, Nairobi
Airports Sacco offers a comprehensive suite of financial services to government employees, KAA staff, MSMEs, and self-help groups. Membership gives you access to tailored loans with flexible terms, competitive rates, and convenient repayment options. To join, start your deposit contribution, submit your membership application, and explore loans that suit your financial goals.
