Advanced Nursing Education HELB Loan in Kenya: Full Guide, Requirements and How to Apply

The Advanced Nursing Education Loan is a specialised study financing product designed for nurses and midwives in Kenya who want to advance their skills through higher diploma, degree, masters or PhD programmes. The loan offers up to KES 500,000 at an annual interest rate of 4 percent, making it one of the most affordable study loan options for health professionals in the country.

This guide explains the loan features, eligibility, requirements, and step-by-step instructions on how to apply.

What the Advanced Nursing Education Loan Offers

The loan is tailored for nurses and midwives enrolled in approved training institutions recognised by the Nursing Council of Kenya. It supports advanced and specialised studies at various academic levels.

Key Features

Loan amounts of up to KES 500,000
Annual interest rate of 4 percent
Repayment period of up to 60 months
Quick loan processing
Easy monthly repayments through employer check-off
Open to both unemployed or pre-service students and salaried students

What the Loan Covers

Pre-service or unemployed students: Tuition fees for Higher Diploma studies
Salaried students: Tuition fees for Higher Diploma, undergraduate, masters and PhD studies

Eligibility and Requirements

Requirements for Pre-service Students

Applicants who are not in employment must provide:

Admission letter from a recognised Kenyan university or training institution, certified by the Nursing Council of Kenya
National ID
KRA PIN
National IDs of two guarantors
Recent coloured passport-size photo

Requirements for Salaried Students

Applicants who are employed must provide:

Admission letter certified by the Nursing Council of Kenya
Certified copy of National ID
Certified copy of KRA PIN
Certified ID copies of two employed guarantors
Recent coloured passport-size photo
Certified copies of the most recent three months’ pay slips

How to Apply for the Advanced Nursing Education Loan

Step-by-Step Application Process

Visit the application portal and register using your mobile number and ID number.
When setting up your profile, select your level of study as Higher National Diploma, Degree or Masters and indicate that you are not admitted by KUCCPS.
Navigate to the Loan Application section and select Advanced Nursing Education Fund.
Fill in the application form online.
Submit the application digitally. No physical documents are required.
Track your application status on the portal.