Etica Capital Limited (ECL) is a Kenyan wealth tech company redefining retail investing through technology. The Etica Fixed Income Fund USD allows investors to earn stable returns in US dollars by investing in government bonds, bank deposits, and other fixed-income securities. Investors can start with as little as USD 100.
Etica Capital is regulated by the Capital Markets Authority (CMA), ensuring investments are secure and professionally managed.
Etica Fixed Income Fund USD Overview
The Etica Fixed Income Fund – USD targets investors seeking low-risk investments in US dollars with capital protection. The fund invests in a diversified portfolio of fixed-income securities, offering liquidity and attractive returns compared to standard USD bank deposits.
Key Features:
- Minimum Investment: USD 100
- Minimum Top-up: USD 50
- Risk Profile: Low
- Initial Lock-in Period: 30 days
- Benchmark: Average 3-month USD deposit rate for Tier 1 banks +0.25% p.a.
- Management Fee: 2.0% p.a.
Benefits of Etica Fixed Income Fund USD:
- Capital protection with low-risk investment profile
- Liquidity and easy access to funds
- Diversification in USD to mitigate local currency risk
- CMA-regulated with trustee (Co-operative Bank) and custodian (Equity Bank) oversight
How to Access Etica Fixed Income Fund USD
Investors can access the fund via:
- Etica Mobile App (iOS and Android)
- Web Portal on www.eticacap.com
- Manual/Physical Application Form
KYC Requirements for Etica Fixed Income Fund USD Accounts
Individual/Joint Accounts:
- National ID/Passport copy
- Recent coloured passport photo
- Tax certificate or equivalent
Minor Accounts:
- Parent/guardian ID and photo
- Birth certificate of minor
- Parent/guardian tax certificate
Sole Proprietorship:
- Business registration certificate
- Proprietor ID and photo
- Tax certificate
Self-Help Groups / Welfare Societies:
- IDs and photos of each signatory
- Committee resolution approving account opening
- Approved signatories list and constitution
- Registration certificate
Partnerships:
- Partner IDs and photos
- Partnership agreement/deed
- Written approval from partners
- Registration certificate
Corporate / Institutional Accounts:
- Director IDs and photos
- Memorandum & Articles of Association
- Board resolution approving account opening
- Registration certificate & CR12 of ultimate beneficial owners
How to Apply and Fund Your Etica Fixed Income USD Account
Step 1: Open an Account
- Register via the Etica App, web portal, or manual form.
Step 2: Submit KYC Documents
- Provide documents based on your account type (see above).
Step 3: Fund Your Account
Payment Options:
- Bank Transfer (USD Account):
- Account Name: Etica Unit Trust Collection Account – USD
- Account Number: 0180285106666
- Bank: Equity Bank Kenya, Community Supreme Branch, Code 018
- Equity Bank Channels:
- Agents, USSD *247#, and branches using Biller Number 919292 and member number
- Pesalink:
- Deposit USD via bank app or USSD; funds reflect instantly in your Etica account
Once funded, your investment is visible immediately in the Etica App and web portal.
Contact Details
- Phone: +254 769 999 666 / +254 111 055 650
- Email: fundops@eticacap.com
- Office: Allamano Centre, Consolata Shrine, Westlands, Nairobi
- Website: www.eticacap.com
Key Takeaways
- Start investing in USD fixed-income products from USD 100
- Low-risk, capital-protected investments with liquidity
- Diversify your portfolio with USD-denominated assets
- CMA-regulated with trustee and custodian oversight
