Etica Capital Limited (ECL) is a Kenyan wealth tech company transforming retail investing through technology. Its Etica Money Market Fund (KES) offers a simple way for investors to earn attractive returns while maintaining liquidity and capital protection. Investors can start with as little as KES 100.
Etica Capital is regulated by the Capital Markets Authority (CMA), ensuring investments are secure and professionally managed.
Etica Money Market Fund Overview
The Etica Money Market Fund (MMF) is designed for investors seeking short-term investments with low risk. The fund primarily invests in short-term money market instruments, providing stability, liquidity, and capital protection.
Key Features:
- Minimum Investment & Top-up: KES 100
- Risk Profile: Low
- Lock-in Period: None
- Benchmark: Average 91-day T-bill +1% p.a.
- Management Fee: 2.0% p.a.
Benefits of Etica MMF:
- Attractive returns while protecting your capital
- Liquidity: Withdraw directly to M-PESA, bank, or pay bills from your investment
- Investment safety under CMA and trustee oversight
- Stability: The fund invests in low-volatility assets
How to Access Etica Money Market Fund
Investors can access the fund via:
- Etica Mobile App (iOS and Android)
- Web Portal on www.eticacap.com
- Manual/Physical Application Form
KYC Requirements for Opening an Etica Account
Individual/Joint Accounts:
- National ID/Passport copy
- Recent coloured passport photo
- Tax certificate or equivalent
Minor Accounts:
- Parent/guardian ID and photo
- Birth certificate of minor
- Parent/guardian tax certificate
Sole Proprietorship:
- Business registration certificate
- Proprietor ID and photo
- Tax certificate
Self-Help Groups / Welfare Societies:
- IDs and photos of each signatory
- Committee resolution approving account opening
- Approved signatories list and constitution
- Registration certificate
Partnerships:
- Partner IDs and photos
- Partnership agreement/deed
- Written approval from partners
- Registration certificate
Corporate / Institutional Accounts:
- Director IDs and photos
- Memorandum & Articles of Association
- Board resolution approving account opening
- Registration certificate & CR12 of ultimate beneficial owners
How to Apply and Fund Your Etica Money Market Account
Step 1: Open an Account
- Use the Etica App, web portal, or manual form to register.
Step 2: Submit KYC Documents
- Provide documents based on your account type (see above).
Step 3: Fund Your Account
Payment Options:
- Bank Transfer:
- Account Name: Etica Unit Trust Collection Account
- Account Number: 0180283951027 (KES)
- Bank: Equity Bank Kenya, Community Supreme Branch, Code 018
- M-PESA:
- Paybill Number: 4096483
- Account Number: Your member number
- Pesalink:
- Use your bank app or USSD code to send funds to the Etica KES account
- Equity Bank Channels:
- Agents, USSD *247#, branches using Biller Number 919292
Once funded, the investment reflects in your Etica account and app within seconds.
Contact Details
- Phone: +254 769 999 666 / +254 111 055 650
- Email: fundops@eticacap.com
- Office: Allamano Centre, Consolata Shrine, Westlands, Nairobi
- Website: www.eticacap.com
Key Takeaways
- Etica Money Market Fund allows investments from as low as KES 100
- Offers low-risk, stable returns with high liquidity
- Withdraw funds to M-PESA, bank, or pay bills directly
- Regulated by CMA, trustee, and custodian ensuring investor safety
