Etica Capital Limited (ECL) is a Kenyan wealth tech company revolutionizing retail investing through technology. The Etica Money Market Fund USD allows investors to earn attractive returns in US dollars while maintaining liquidity and capital protection. Investors can start with as little as USD 100.
Etica Capital is regulated by the Capital Markets Authority (CMA), ensuring that all investments are secure and professionally managed.
Etica Money Market Fund USD Overview
The Etica Money Market Fund – USD is designed for investors seeking short-term, low-risk investments in US dollars. The fund primarily invests in short-term money market instruments denominated in USD, offering stability, liquidity, and capital protection.
Key Features:
- Minimum Investment: USD 100
- Minimum Top-up: USD 50
- Risk Profile: Low
- Initial Lock-in Period: 30 days
- Benchmark: Average 3-month USD deposit rate for Tier 1 Banks
- Management Fee: 2.0% p.a.
Benefits of Etica MMF-USD:
- Higher returns compared to typical USD bank deposits
- Reduces exposure to local currency fluctuations
- Safe investment under CMA and trustee oversight
- Stability: Fund invests in low-volatility instruments with principal protection
How to Access Etica Money Market Fund USD
Investors can access the Etica MMF-USD through:
- Etica Mobile App (iOS and Android)
- Web Portal on www.eticacap.com
- Manual/Physical Application Form
KYC Requirements for Etica USD Accounts
Individual/Joint Accounts:
- National ID/Passport copy
- Recent coloured passport photo
- Tax certificate or equivalent
Minor Accounts:
- Parent/guardian ID and photo
- Birth certificate of minor
- Parent/guardian tax certificate
Sole Proprietorship:
- Business registration certificate
- Proprietor ID and photo
- Tax certificate
Self-Help Groups / Welfare Societies:
- IDs and photos of each signatory
- Committee resolution approving account opening
- Approved signatories list and constitution
- Registration certificate
Partnerships:
- Partner IDs and photos
- Partnership agreement/deed
- Written approval from partners
- Registration certificate
Corporate / Institutional Accounts:
- Director IDs and photos
- Memorandum & Articles of Association
- Board resolution approving account opening
- Registration certificate & CR12 of ultimate beneficial owners
How to Apply and Fund Your Etica Money Market USD Account
Step 1: Open an Account
- Register using the Etica App, web portal, or manual form.
Step 2: Submit KYC Documents
- Provide documents based on your account type (see above).
Step 3: Fund Your Account
Payment Options:
- Bank Transfer (USD Account):
- Account Name: Etica Unit Trust Collection Account – USD
- Account Number: 0180285106666
- Bank: Equity Bank Kenya, Community Supreme Branch, Code 018
- Equity Bank Channels:
- Agents, USSD *247#, and branches using Biller Number 919292 and member number
- Pesalink:
- Deposit USD using your bank’s USSD or online banking; funds reflect in your Etica account instantly
Once the account is funded, investments are visible in the Etica App and web portal immediately.
Contact Details
- Phone: +254 769 999 666 / +254 111 055 650
- Email: fundops@eticacap.com
- Office: Allamano Centre, Consolata Shrine, Westlands, Nairobi
- Website: www.eticacap.com
Key Takeaways
- Etica Money Market Fund USD enables investors to start from USD 100
- Offers low-risk, liquid returns in US dollars
- Reduces exposure to Kenyan shilling volatility
- Regulated by CMA with trustee and custodian oversight for safety
