Etica Capital Limited (ECL) is a Kenyan wealth tech company transforming retail investing through technology. The Etica Special Shariah Fund (KES) allows investors to grow their wealth while adhering to Islamic principles of ethical and socially responsible investing. Investors can start with as little as KES 100.
Etica Capital is regulated by the Capital Markets Authority (CMA), ensuring your investments are secure and professionally managed.
Etica Special Shariah Fund Overview
The Etica Special Shariah Fund – KES targets investors who want Shariah-compliant investment opportunities. The fund holds a diversified portfolio of investments that meet Islamic finance principles, aiming to provide regular income and capital protection.
Key Features:
- Minimum Investment & Top-up: KES 100
- Risk Profile: Moderate
- Lock-in Period: None
- Benchmark: Average rate of Shariah-compliant 3-month deposits offered by Shariah-compliant banks +2% p.a.
- Management Fee: 2.0% p.a.
Benefits of Etica Special Shariah Fund:
- Ethical and socially responsible investing according to Islamic principles
- Regular income potential
- CMA and trustee oversight ensures investor protection
- Diversified low-volatility portfolio protecting your principal
How to Access Etica Special Shariah Fund
Investors can access the fund through:
- Etica Mobile App (iOS and Android)
- Web Portal on www.eticacap.com
- Manual/Physical Application Form
KYC Requirements for Etica Special Shariah Fund Accounts
Individual/Joint Accounts:
- National ID/Passport copy
- Recent coloured passport photo
- Tax certificate or equivalent
Minor Accounts:
- Parent/guardian ID and photo
- Birth certificate of minor
- Parent/guardian tax certificate
Sole Proprietorship:
- Business registration certificate
- Proprietor ID and photo
- Tax certificate
Self-Help Groups / Welfare Societies:
- IDs and photos of each signatory
- Committee resolution approving account opening
- Approved signatories list and constitution
- Registration certificate
Partnerships:
- Partner IDs and photos
- Partnership agreement/deed
- Written approval from partners
- Registration certificate
Corporate / Institutional Accounts:
- Director IDs and photos
- Memorandum & Articles of Association
- Board resolution approving account opening
- Registration certificate & CR12 of ultimate beneficial owners
How to Apply and Fund Your Etica Special Shariah Fund Account
Step 1: Open an Account
- Register using the Etica App, web portal, or manual form.
Step 2: Submit KYC Documents
- Provide documents based on your account type (see above).
Step 3: Fund Your Account
Payment Options:
- Bank Transfer:
- Account Name: Etica Unit Trust Collection Account
- Account Number: 0180283951027 (KES)
- Bank: Equity Bank Kenya, Community Supreme Branch, Code 018
- M-PESA:
- Paybill Number: 4096483
- Account Number: Your member number
- Pesalink:
- Deposit via bank app or USSD; funds reflect instantly in your Etica account
- Equity Bank Channels:
- Agents, USSD *247#, and branches using Biller Number 919292 and member number
Once funded, the investment reflects in your Etica App and web account immediately.
Contact Details
- Phone: +254 769 999 666 / +254 111 055 650
- Email: fundops@eticacap.com
- Office: Allamano Centre, Consolata Shrine, Westlands, Nairobi
- Website: www.eticacap.com
Key Takeaways
- Start investing in Shariah-compliant products from KES 100
- Ethical, socially responsible investing aligned with Islamic principles
- Regular income potential with moderate risk
- Flexible funding and withdrawals through M-PESA, bank, and Pesalink
- CMA-regulated with trustee and custodian oversight
