It was a Friday afternoon, and I was scrambling to source additional capital for a business opportunity that had just arisen. I knew I needed the funds quickly, but the thought of standing in long lines at the bank or waiting for approval on a loan application filled me with dread. Thankfully, I remembered a […]

Have you ever found yourself in a situation where you need to check your account balance or transfer funds, but your phone’s internet connection is unreliable or unavailable? Or maybe you’ve been in an area where mobile data is scarce, and you just need to get things done quickly? I had that experience not long […]

As I sat in a remote village on a visit to some family members, my phone buzzed with an incoming message: “Your Cooperative Bank balance is KSh 15,000.” No, I wasn’t checking my balance on a smartphone app. I was using my phone’s USSD code – a simple, yet efficient, solution to stay connected to […]

It was one of those days when I found myself in a remote part of the country, visiting family. The internet connection was spotty, and I had to pay some bills and transfer money to a friend. I wasn’t sure how I was going to manage. But then I remembered something—Equity Bank’s USSD code. All […]

I remember the first time I needed to make an urgent bill payment while traveling in a remote part of Kenya. My smartphone had no internet signal, and I was left wondering how I’d manage to sort the bill in time. Then, a friend mentioned Family Bank’s USSD code. A simple dial of *325# on […]

I remember the first time I found myself in a cash emergency. My wallet was nearly empty, and I was miles away from the nearest bank. A friend mentioned Timiza USSD, and within minutes, I had the cash I needed—no app, no internet, just my mobile phone. Since then, Timiza has become my go-to for […]

I remember the day my power went out unexpectedly. I was working on a deadline, and the only way to get back online was to top up my electricity tokens. But guess what? My mobile data had run out too. Luckily, I remembered a friend mentioning NCBA USSD codes. I quickly dialed *654#, navigated the […]

It was a sweltering afternoon in Kisumu when I realized I had no cash to pay for my matatu ride. My phone’s data bundle had run out, but then it hit me—*334#. Within seconds, I had transferred the fare via M-Pesa, saving myself the embarrassment of asking for a favor. For many Kenyans, moments like […]

Ever found yourself in a situation where an unexpected expense comes up, and you just don’t have the funds readily available? Maybe it’s an urgent medical bill, a school fee deadline, or an emergency repair. A few years ago, I found myself in a similar predicament. I was standing at a roadside kiosk, wondering how […]